Arbitration Policy

Dispute Resolution and Arbitration Policy for StateChoicePlans.com

By using the StateChoicePlans.com website and our related services, you agree that any dispute, claim, or controversy arising out of or relating to your use of this Site, our services, or these Terms (collectively, the “Disputes”) will be resolved exclusively through binding arbitration.

Mandatory Binding Arbitration

• Waiver of Court Rights: This arbitration policy means you and StateChoicePlans waive the right to bring a lawsuit in court, including the right to a jury trial.

• Individual Basis Only: Disputes must be arbitrated on an individual basis. You agree that there shall be no right or authority for any Dispute to be brought or arbitrated as a class action, collective action, or private attorney general action.

Arbitration Procedures

• Governing Rules: The arbitration proceedings will be conducted under the rules of the American Arbitration Association (AAA) or another established arbitration organization mutually agreed upon by both parties.

• Location: The arbitration will take place at a location that is reasonably convenient for both parties or at a location mutually agreed upon.

• Finality: The decision of the arbitrator shall be final and binding. Judgment on the arbitrator’s award may be entered in any court of competent jurisdiction.

Severability

If any part of this arbitration policy is found to be unenforceable, that specific provision will be removed (severed), and the remainder of this arbitration policy will remain in full force and effect.

By agreeing to this Dispute Resolution and Arbitration Policy, you confirm that you understand its terms and accept that disputes will be settled through binding arbitration instead of through a court action.